EU Legislative Initiatives 

Legislative initiatives undertaken by the EU

The crisis gave rise to a major legislative programme within the EU. Below is a list of proposed and planned directives, regulations and initiatives which form part of the legislative package of proposals

Banking

• Banking Union   Overview
• Framework for Crisis Management    Overview
• Deposit Guarantee Schemes Directive   Overview
• Capital Requirements Directive (CRD IV)    Overview

Insurance

• Solvency II  Overview see also Central Bank – Solvency II
• Omnibus II Overview
• Insurance Mediation Directive  Overview

Markets

• Market in Financial Instruments Directive and Regulation (MiFID II)    Overview
• Regulation on Market Abuse, and Directive on Criminal Sanctions for Insider Dealing and Market Manipulation Overview  
• Regulation on Central Securities Depositories  Overview 
• Undertakings for Collective Investment in Transferable Securities (UCITS V)      Overview 
• EMIR - Regulation on OTC Derivatives, Central Counterparties and Trade Repositories Overview
• Regulation on Short Selling and Certain Aspects of Credit Default Swaps Overview  
• Alternative Investment Fund Managers Directive (AIFMD) Overview
• Transparency Directive      Overview
• Directive on Legal Certainty in Securities Law Overview  
• European Regime for Venture Capital Overview 
• Regulation on Credit Rating Agencies      Overview
• Prospectus Directive      Overview
• Directive Establishing a Framework for the Approximation of Sanctioning Regimes in the Financial Sector Overview

Consumers

• Packaged Retail Investment Products (PRIPS) Initiative Overview
• Directive on Credit Agreements Relating to Residential Property –(Mortgage Credit Directive) Overview
• Investor Compensations Schemes Directive   Overview
• Insurance Guarantee Schemes Directive      Overview
• Access to Basic Payment Account Initiative       Overview

Cross-sectoral

• Regulation on Single Euro Payments Area (SEPA) Overview  
• Financial Conglomerates Directive      Overview