Legislation for Retail Credit Firms and Home Reversion Firms 

Legislation relevant to the regulation of retail credit firms and home reversion firms is listed below.  Where the links provided are to www.irishstatutebook.ie. users should note the disclaimer on the Irish Statute Book website.  The following list is not exhaustive and is intended to serve as a general guide only:

Acts

• Consumer Credit Act 1995
• Central Bank Act 1997
• Central Bank and Financial Services Authority of Ireland Act 2003 
• Central Bank and Financial Services Authority of Ireland Act 2004
• Markets in Financial Instruments and Miscellaneous Provisions Act 2007

Directions issued under the Consumer Credit Act, 1995

• Direction issued by the Financial Regulator under Section 135(1) of the Consumer Credit Act, 1995 effective 1 January 2007
• Direction issued by the Office of the Director of Consumer Affairs under Section 135(1) of the Consumer Credit Act, 1995  effective 24 March 1997
•  Direction issued by the Office of the Director of Consumer Affairs under Section 149(7) of the Consumer Credit Act, 1995 effective 26 February 1998

Statutory Instruments

• S.I. No 853 of 2004 - European Communities (Distance marketing of Consumer Financial Services) Regulations 2004