Mortgage Brokers / Intermediaries 

A Mortgage Broker / Intermediary is "a person (other than a mortgage lender or credit institution) who, in return for commission or some other form of consideration:

(a) arranges, or offers to arrange, for a mortgage lender to provide a consumer with a housing loan, or

(b) introduces a consumer to an intermediary who arranges, or offers to arrange, for a mortgage lender to provide the consumer with such a loan”

It is an offence for a person to engage in the business of being a mortgage intermediary unless

  • he/she is the holder of an authorisation granted for that purpose by the Central Bank; and
  • holds a letter of appointment in writing from each undertaking for which he/she is an intermediary.

'Contact Us' at retailintermediaries@centralbank.ie if you have any queries

Further details on how to become authorised are included in the Authorisation Process Page.