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   Publications - [Displaying results 1 - 20 of 64]
DateTitle and Description
SME Market Report 2014H217/12/2014SME Market Report 2014H2
SME Market Report 2014H2
Macro-Financial Review 2014.215/12/2014Macro-Financial Review 2014.2
 
Economic Letter - Vol 2014, No. 1410/12/2014Economic Letter - Vol 2014, No. 14
Do first time buyers default less? Implications for macro-prudential policy - Robert Kelly, Terry O'Malley & Conor O'Toole
Settlement Agreement between the Central Bank of Ireland and Provident Personal Credit Limited trading as Provident01/12/2014Settlement Agreement between the Central Bank of Ireland and Provident Personal Credit Limited trading as Provident
The Central Bank of Ireland (the “Central Bank”) has fined a licenced moneylender, Provident Personal Credit Limited t/a Provident (the “Firm”) €105,000, and reprimanded it for breaches of legislation relating to certain moneylending practices. The Central Bank’s investigations found serious breaches with regulatory requirements aimed at protecting consumers. These findings have been accepted by the Firm as part of the settlement agreement between the Central Bank and the Firm.
Economic Letter - Vol 2014, No. 1324/11/2014Economic Letter - Vol 2014, No. 13
Loan loss forecasting: a methodological overview - Edward Gaffney, Robert Kelly, Paul Lyons & Fergal McCann
Research Technical Paper 16RT14  24/11/2014Research Technical Paper 16RT14
A transitions-based framework for estimating expected credit losses by Edward Gafney, Robert Kelly & Fergal McCann
Research Technical Paper 17RT1424/11/2014Research Technical Paper 17RT14
A transitions-based model of loan default for Irish mortgages by Robert Kelly and Terence O'Malley
Research Technical Paper 18RT14  24/11/2014Research Technical Paper 18RT14
Modelling default transitions in the UK mortgage market by Fergal McCann
Economic Letter - Vol 2014, No. 1221/11/2014Economic Letter - Vol 2014, No. 12
Central Bank Minutes - Danielle Kedan and Rebecca Stuart
Settlement Agreement between the Central Bank of Ireland and Ulster Bank Ireland Limited12/11/2014Settlement Agreement between the Central Bank of Ireland and Ulster Bank Ireland Limited
The Central Bank of Ireland fined Ulster Bank Ireland Limited €3,500,000 and reprimanded it in relation to IT and governance failings that resulted in approximately 600,000 customers being deprived of essential and basic banking services over a 28 day period during June and July 2012. The fine and reprimand are in addition to a redress scheme required and overseen by the Central Bank under which the Firm has paid approximately €59 million to affected customers
Research Technical Paper 15RT1411/11/2014Research Technical Paper 15RT14
The effect of macroprudential policy on endogenous credit cycles, by Daragh Clancy and Rossana Merola
Settlement Agreement between the Central Bank of Ireland and Seamus McGrath t/a Seamus McGrath Financial Services17/10/2014Settlement Agreement between the Central Bank of Ireland and Seamus McGrath t/a Seamus McGrath Financial Services
The Central Bank of Ireland has entered into a Settlement Agreement with effect from 17 October 2014 with Seamus McGrath t/a Seamus McGrath Financial Services, a regulated financial services provider, in relation to a breach of the European Communities (Insurance Mediation) Regulations 2005.
Research Bulletin 201416/10/2014Research Bulletin 2014
Research Bulletin 2014
The Central Bank of Ireland has entered into a Settlement Agreement with E. Tarrant & Sons (Car Sales) Limited16/10/2014The Central Bank of Ireland has entered into a Settlement Agreement with E. Tarrant & Sons (Car Sales) Limited
The Central Bank of Ireland has entered into a Settlement Agreement with effect from 16 October 2014 with E. Tarrant & Sons (Car Sales) Limited, a regulated financial services provider, in relation to a breach of the European Communities (Insurance Mediation) Regulations 2005.
Economic Letter - Vol 2014, No.1115/10/2014Economic Letter - Vol 2014, No.11
A Fragmentation Indicator for Euro Area Sovereign Bond Markets- Kitty Moloney, Neill Killeen & Oliver Gilvarry
Research Technical Paper 14RT14  15/10/2014Research Technical Paper 14RT14
Property debt overhang: the case of Irish SMEs by Fergal McCann and Tara McIndoe-Calder
Quarterly Bulletin QB 403/10/2014Quarterly Bulletin QB 4
Quarterly Bulletin of the Central Bank for Q4 2014
Irish Residential Mortgage-Backed Securities – Preliminary Analysis of Loan-Level Data02/10/2014Irish Residential Mortgage-Backed Securities – Preliminary Analysis of Loan-Level Data
The European DataWarehouse, established in July 2012, provides access to publicly available information on European Asset-Backed Securities (ABS). There was limited detailed information on the underlying securities in Irish Residential Mortgage-Backed Securities (RMBS) prior to this time. This loan-level dataset allows investors in ABS to analyse the underlying assets. It also facilitates a detailed economic analysis of the underlying mortgage characteristics of Irish RMBS. This dataset supplements other currently available Central Bank of Ireland data sources, allowing a comparative analysis to be performed. This article analyses the underlying mortgages in the Irish RMBS dataset, focusing on Loan-to-Value and Loan-to-Income ratios, and mortgage arrears.
Economic Letter - Vol 2014, No. 1001/10/2014Economic Letter - Vol 2014, No. 10
Macro-prudential Tools and Credit Risk of Property Lending at Irish banks - Niamh Hallissey, Robert Kelly and Terry O'Malley
Economic Letter - Vol 2014, No. 930/09/2014Economic Letter - Vol 2014, No. 9
Housing market developments and household consumption, by Daragh Clancy, Mary Cussen and Reamonn Lydon