Mortgages and financial difficulty 

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Page last updated 26 April 2023

If you are struggling to pay your mortgage because of rising interest rates – or any other reason – you may feel overwhelmed and worried about losing your home.

But no matter how bad your situation is, there are solutions that may be able to help - provided you engage with your lender.

This page contains information to help you find them.

Start by engaging with your lender

What to expect from your lender

Alternative repayment arrangements

Not co-operating with your lender

Your credit report

Mortgages sold to non-banks

Mortgage to rent scheme

 Making a complaint

Consumer explainers

See also: