Speeches and publications Recent speeches Recent speeches by our senior team on innovation in financial services. 27 March 2026: Bridge to the Future: Mobilising Europe's Savings in a Fragmenting World - Speech by Governor Gabriel Makhlouf at Eurofi 26 March 2026: Finance in transition: the Central Bank’s approach to tokenised finance – Speech by Deputy Governor Vasileios Madouros 9 March 2026: “Regulating with purpose – outcomes-focused regulation and supervision, a practitioner’s perspective” – Remarks by Deputy Governor McMunn at Outcomes-focused Regulation in Financial Services conference, University College Dublin (UCD) 25 November 2025: Better Rules, Better Outcomes: The Next Evolution in Financial Regulation – Remarks by Governor Gabriel Makhlouf at Financial System Conference 2025 5 October 2025: Securing Europe’s Financial Future: the case for a digital euro - Speech by Anne Marie McKiernan, Director of Financial Operations at BPFI/Accenture 3 October 2025: Through the cycle – regulation and supervision in an uncertain world - Remarks by Deputy Governor Mary-Elizabeth McMunn to Compliance Institute Annual Conference 2 October 2025: "Towards Our Future Financial Wellbeing" - Speech by Deputy Governor Colm Kincaid at Financial Services Ireland 30 September 2025: "Shaping the Future of Insurance: a Regulator’s perspective” - Director Seána Cunningham remarks at European Insurance Forum 27 May 2025: Speech by Gerry Cross, Director, Capital Markets and Funds, Central Bank of Ireland at Blockchain Ireland Summit 2025 13 May 2025: Central Banks and innovation – delivering our mandate in a digitalising world – Remarks by Deputy Governor McMunn at the National Fintech Summit 7 May 2025: Speech by Director of Horizontal Supervision Directorate, Patricia Dunne, to European Anti-Financial Crime Summit 2025 3 April 2025: Shocks and shifts – regulation and supervision in a changing world” – Remarks by Deputy Governor Mary-Elizabeth McMunn at the IOB 13 March 2025: Catching and keeping up - payments innovation in Ireland - Remarks by Vasileios Madouros, Deputy Governor 4 February 2025: Innovation and technology in financial crime - Remarks by Deputy Governor Derville Rowland 28 November 2024: Foundations for the future - technology as a source of good in the financial system – Remarks by Deputy Governor Sharon Donnery 8 November 2024: Navigating a shifting landscape - Remarks by Governor Gabriel Makhlouf 15 October 2024: Remarks at the launch of the National Payments Strategy by Deputy Governor Derville Rowland 25 September 2024: The foundations for AML partnership in Ireland - Remarks by Deputy Governor Derville Rowland 23 September 2024: Change and challenges – responding to uncertainty, transforming for the future and driving innovation - Remarks by Deputy Governor Derville Rowland 31 July 2024: Banking – Past, Present and Future – Remarks by Deputy Governor Sharon Donnery at the Banking and Payments Federation Ireland 18 July 2024: Industry Briefing on MiCAR - Remarks by Deputy Governor Derville Rowland 29 May 2024: Technological innovation and financial regulation – a maturing relationship - Remarks by Gerry Cross, Director for Financial Regulation, Policy and Risk 4 March 2024: The Evolving payment landscape in Ireland - Remarks by Vasileios Madouros, Deputy Governor, Monetary and Financial Stability. 29 February 2024: Perspectives and priorities - payments and e-money - Remarks by Mary-Elizabeth McMunn, Director of Banking, Payments and Credit Union Supervision. 7 February 2024: Innovation and Trust – Regulating in the interests of us all – Remarks by Deputy Governor Sharon Donnery at the Milano Hub. 14 November 2023: Maintaining stability in the face of volatility – financial regulation in a rapidly changing world - Remarks by Deputy Governor Sharon Donnery at The Compliance Institute annual conference 11 November 2023: The changing landscape for financial services - Remarks by Gabriel Makhlouf, Governor of the Central Bank of Ireland at the Irish League Credit Unions Conference 8 November 2023: Putting principles into practice: how regulation responds to change - Remarks by Governor Makhlouf at the Financial System Conference. 30 May 2023: The evolving crypto landscape - towards the implementation of MiCA - Remarks by Gerry Cross, Director of Financial Regulation, Policy & Risk. Publications Guidance on expectations for applicants seeking authorisation from the Central Bank of Ireland to operate as a regulated Firm 26 June 2024 - Authorisations and Gatekeeping Report Edition 1 CP156 - Central Bank approach to innovation engagement in financial services Central Bank of Ireland Response to the Public Consultation on the AI Act See also: Our approach to innovation