ECB Payment Statistics Regulation Update

The European Central Bank (ECB) has finalised the Regulation amending Regulation (EU) No 1409/2013 of the ECB of 28 November 2013 on payment statistics (ECB/2013/43). The amending Regulation, published on 11 December 2020, introduces new reporting requirements in relation to information on innovative payment services and channels, payment schemes, and fraudulent payment transactions.

Collecting this information will enable the European System of Central Banks (ESCB), including the Central Bank of Ireland, and the ECB to more effectively perform our catalyst and oversight roles in the areas of retail payments and payment systems. In addition to improving performance, more detailed and frequent statistical information on card payments will help to enhance the ESCB's and ECB's understanding of cross-border trade and economic forecasting.

Key Project Dates:

  • 1st industry engagement event: 08 February 2021
  • 1st draft XML scheme: 27 July 2021
  • 2nd industry engagement event: 27 July 2021
  • Full quarterly and semi-annual XML scheme: September 2021
  • 1st reporting deadline: 29 April 2022

Reporting Instructions Version 4

The reporting instructions package includes:

  • The reporting instructions for both full and reduced reporters in Excel format
  • XSD for quarterly reporting
  • Quarterly XML sample example
  • Quarterly Nil return XML example
  • Semi-Annual XML sample example for full reporting firms (*New)
  • Semi-Annual XML sample example for reduced reporting firms (*New)
  • Semi-Annual Nil Example (*New)
  • Technical guidance Word document
  • FAQ Document
Reporting Instructions Package Version 4 | zip 6975 KB

Reporting Instructions - Requirements and Deadlines

The Payment statistics data will be collected in XML format from 2022 onwards.

The reporting requirements & Deadlines are detailed below for both full and reduced reporters for 2022.

Full Reporters - Reporting requirements & Deadlines

Frequency Reporting Period
Reporting Deadlines  Reporting DSDs
Period Start End
Quarterly Q1 01/01/2022 31/03/2022  29/04/2022
PAY; PCT; PDD; PEM;PCP; PMC;BSP

Q2

01/04/2022

30/06/2022  28/07/2022 PAY; PCT; PDD; PEM;PCP; PMC;BSP
Q3 01/07/2022 31/09/2022  28/10/2022 PAY; PCT; PDD; PEM;PCP; PMC;BSP
Q4 01/10/2022 31/12/2022  30/01/2023 PAY; PCT; PDD; PEM;PCP; PMC;BSP
Semi-annual

H1:

01/01/2022

30/06/2022  31/08/2022

PAY; PCT; PDD; PEM; PCP; PIS; PLB; PTT; PCN; PTN; PSN; PST; SSP; BSP

H2: 01/07/2022  31/12/2022  28/02/2023 PAY; PCT; PDD; PEM; PCP; PIS; PLB; PTT; PCN; PTN; PSN; PST; SSP; BSP

Reduced Reporters - Reporting requirements & Deadlines

Frequency Reporting Period
Reporting Deadlines  Reporting DSDs
Period Start End  
Semi-annual

H1

01/01/2022 30/06/2022  31/08/2022

PAY; PCT; PDD; PEM; PCP; PIS; PLB

H2 01/07/2022 31/12/2022  28/02/2023 PAY; PCT; PDD; PEM; PCP; PIS; PLB

The reporting instructions package includes:

  • The reporting instructions for both full and reduced reporters in Excel format;
  • XSD for both quarterly and semi-annual requirements;
  • XML sample example
  • Technical guidance Word document 
  End

Period

Queries and feedback can be addressed to [email protected]

Support Documentation

Regulation ECB 2020/59 amending Regulation ECB 2013/43 on Payment Statistics | pdf 1096 KB ECB Frequently Asked Questions | pdf 46 KB ECB Regulation on Payments Statistics Update - 1st Industry Engagement Event | pdf 615 KB ECB Regulation on Payments Statistics Update - 2nd Industry Engagement Event | pdf 783 KB ECB Regulation on Payments Statistics Update - 3rd Industry Engagement Event | pdf 1335 KB ECB Regulation on Payments Statistics Update - 4th Industry Engagement Event | pdf 1404 KB Manual on payments statistics reporting under the Regulation ECB_2020_59 and the Guideline ECB_2021_13 | xls 915 KB Reduced Reporters - Institution List | xls 21 KB