ECB Payment Statistics Regulation Update

The European Central Bank (ECB) has finalised the Regulation amending Regulation (EU) No 1409/2013 of the ECB of 28 November 2013 on payment statistics (ECB/2013/43). The amending Regulation, published on 11 December 2020, introduces new reporting requirements in relation to information on innovative payment services and channels, payment schemes, and fraudulent payment transactions.

Collecting this information will enable the European System of Central Banks (ESCB), including the Central Bank of Ireland, and the ECB to more effectively perform our catalyst and oversight roles in the areas of retail payments and payment systems. In addition to improving performance, more detailed and frequent statistical information on card payments will help to enhance the ESCB's and ECB's understanding of cross-border trade and economic forecasting.

Key Project Dates:

• 1st industry engagement event: 08 February 2021
• 1st draft XML scheme: 27 July 2021
• 2nd industry engagement event: 27 July 2021
• Full quarterly and semi-annual XML scheme: September 2021
• 1st reporting deadline: 29 April 2022

Reporting Instructions Version 5

The reporting instructions package includes:

• The reporting instructions for both full and reduced reporters in Excel format
• XSD for quarterly reporting
• Quarterly XML sample example
• Quarterly Nil return XML example
• Semi-Annual XML sample example for full reporting firms (*New)
• Semi-Annual XML sample example for reduced reporting firms (*New)
• Semi-Annual Nil Example (*New)
• Technical guidance Word document
• FAQ Document
• Calculation of totals - Hierarchical presentation
• CBI Payment Statistics Validation Rules for Online Reporting

Reporting Instructions - Requirements and Deadlines

The Payment statistics data will be collected in XML format from 2022 onwards.

The reporting requirements & Deadlines are detailed below for both full and reduced reporters for 2022.

Full Reporters - Reporting requirements & Deadlines

Reduced Reporters - Reporting requirements & Deadlines

The reporting instructions package includes:

• The reporting instructions for both full and reduced reporters in Excel format;
• XSD for both quarterly and semi-annual requirements;
• XML sample example
• Technical guidance Word document 

Queries and feedback can be addressed to [email protected]

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