Regulatory Requirements and Guidance for Credit Institutions  

Credit Institutions are required to comply with the Central Bank of Ireland's prudential requirements and guidance standards. 
 

Prudential Requirements

Implementation of Competent Authority Discretions and Options in CRD IV and CRR | pdf 1629 KB Policy on Management of Country Risk - August 2013 | pdf 687 KB Impairment Provisions for Credit Exposures - 26 October 2005 | pdf 122 KB

Authorisation & Supervision Requirements

Policy Statement on the Authorisation of Branches of Non-EEA Credit Institutions Under Section 9A of the Central Bank Act 1971 | pdf 976 KB Corporate Governance Requirements for Credit Institutions 2015 | pdf 850 KB Commercial Paper Notice | pdf 20 KB

Guidance

  Internal Guideline - Sustainable Mortgage Arrears Solution | pdf 550 KB Policy Statement – Withdrawal of Impairment Provisioning and Disclosure Guidelines | pdf 268 KB Impairment Provisioning and Disclosure Guidelines - May 2013 | pdf 1365 KB

Regulatory Notices

The following Regulatory Notices are applicable only to Designated Credit Institutions following enactment of the Asset Covered Securities Amendment Act 2007. 

Please note that in addition to the Regulatory Notices set out below there are a number of Statutory Instruments that relate to Designated Credit Institutions and these are available under Legislation in the Credit Institutions section of this website.

Public Credit

Asset Covered securities Act 2001 Regulatory Notice (Section 30(15) and 45(15)) 2007 | pdf 14 KB Asset Covered securities Act 2001 Regulatory Notice (Section 32(10) and 47(10)) 2007 | pdf 30 KB Asset Covered securities Act 2001 Regulatory Notice (Section 47(12)) 2007 | pdf 27 KB Asset Covered securities Act 2001 Regulatory Notice (Section 48(4)) 2007 | pdf 14 KB Asset Covered securities Act 2001 Regulatory Notice (Section 50(9)) 2014 | pdf 232 KB Asset Covered securities Act 2001 Regulatory Notice (Section 56(3) and (5)) 2007 | pdf 15 KB Asset Covered securities Act 2001 Amended Regulatory Notice (Section 59(6)) | pdf 21 KB

Residential Mortgage

Asset Covered securities Act 2001 Regulatory Notice (Section 30(15) and 45(15)) 2007 | pdf 14 KB Asset Covered Securities Act 2001 Regulatory Notice (Secion 31(1)) 2012 | pdf 29 KB Asset Covered securities Act 2001 Regulatory Notice (Section 32(10) and 47(10)) 2007 | pdf 30 KB Asset Covered securities Act 2001 Regulatory Notice (Sections 35 (9B) and 41 (B)) 2014 | pdf 230 KB Asset Covered securities Act 2001 Regulatory Notice (Section 41(1) and 41A(7)) 2011 | pdf 7300 KB Asset Covered securities Act 2001 Regulatory Notice (Section 41(3) and (5)) 2007 | pdf 15 KB Asset Covered securities Act 2001 Regulatory Notice (Section 41A(4), (5) and (7)) 2011 | pdf 1091 KB Asset Covered securities Act 2001 Amended Regulatory Notice (Section 59(6)) | pdf 21 KB

Commercial Mortgage

Asset Covered securities Act 2001 Regulatory Notice (Section 30(15) and 41B) 2008 | pdf 13 KB Asset Covered securities Act 2001 Regulatory Notice (Section 32(10) and 41B) 2008 | pdf 30 KB Asset Covered securities Act 2001 Regulatory Notice (Section 41(1), 41A(7) and 41B) 2008 | pdf 45 KB Asset Covered securities Act 2001 Regulatory Notice (Section 41(3), (5) and 41B) 2008 | pdf 14 KB Asset Covered securities Act 2001 Regulatory Notice (Section 41A(4), (5) and (7)) 2011 | pdf 1091 KB Asset Covered securities Act 2001 Amended Regulatory Notice (Section 59(6)) | pdf 21 KB Asset Covered securities Act 2001 Regulatory Notice (Sections 35 (9B) and 41 (B)) 2014 | pdf 230 KB

Lending to Related Parties/Connected Persons

Code of Practice on Lending to Related Parties June 2013 | pdf 667 KB Related Party Lending Compilation Notes | pdf 1061 KB