Central Bank of Ireland Issues Warning on Unauthorised Firm – Scale Finances

22 March 2024 Warning Notice


Warning: Unauthorised Retail Credit Firm
Unauthorised Firm Name Scale Finances 
Website www.scalefinances.com
Email address(es) used
Phone number(s) used o     083 440 4768

o    +353 86 800 6174 
o    +44 7308512045    
o    +44 1613882421  
Authorisation in Ireland This firm is not authorised to provide retail credit services or any other financial services in Ireland.
Additional information This scam is an example of an ‘advanced fee fraud’, where a payment is sought upfront prior to providing a loan. The loans are never provided.
The firm cloned the details of a Central Bank authorised firm and has been seeking to pass itself off as the legitimate firm, E&L Credit Limited, in order to deceive consumers. It should be noted that there is no connection whatsoever between the Central Bank authorised firm and the fraudulent entity.



  1. Any person wishing to contact the Central Bank with information regarding such firms / persons may telephone (01) 224 5800.
  2. For more information on how to protect yourself from financial scams, please visit www.centralbank.ie/financialscams
  3. The name of the above firm is published under section 53 of the Central Bank (Supervision and Enforcement) Act 2013