Consumers TopicExplainerAuthorised FirmsWhy is it important to deal with an authorised financial service provider?Buying InsuranceWhat do I need to know about taking out insurance?Central Credit RegisterWhat is the Central Credit Register?CompensationWhat compensation schemes protect consumers of authorised firms?ComplaintsHow do I complain about a financial services firm?CryptoWhat are cryptocurrencies like bitcoin?Digital EuroWhat is a digital euro?Digital-Only BankingWhat do I need to know about “digital-only” banking providers?Financial BrokersWhat do I need to know about using a retail intermediary/financial broker?Financial DifficultyWhat should I do if I am struggling to pay my mortgage?Financial ScamsCan you spot a scam artist?FintechWhat is “fintech” and how is it changing financial products?Ghost BrokersWhat are "ghost brokers"?High Cost CreditHow does the Central Bank protect people who use high cost credit providers?IBAN DiscriminationWhat is "IBAN discrimination" and what can I do about it?Instant PaymentsHow can I send a payment from my bank instantly to another bank?Mortgage MeasuresWhat are the mortgage measures?PassportingWhat is “passporting” and what do I need to know about it?Report WrongdoingHow can I report wrongdoing in a regulated financial firm?Securities ProspectusWhat is a securities prospectus and what can I learn from it?Short-Term CreditWhat does buying goods and services on credit mean for me?SmishingWhat is smishing and how can I avoid it?Switching MortgageHow has the Central Bank made mortgage switching easier?Tracker MortgagesWhat is the Tracker Mortgage Examination?Under-InsuranceHow can I avoid being under-insured on my home?VerificationWhy must I prove my identity when obtaining a financial services product? The EconomyTopicExplainerMonetary PolicyHow does monetary policy work?OverheatingWhat does overheating in the economy mean?Quantitative EasingHow does Quantitative Easing work?Shadow BankingWhat is shadow banking?Special Purpose EntitiesWhat is a special purpose entity? Our RoleTopicExplainerBanking SystemHow does the Central Bank help to protect the banking system from economic ups and downs?Consumer ProtectionHow does the Central Bank of Ireland protect consumers?Consumer Protection CodeWhat is the Consumer Protection Code 2025 and how can it protect me?EnforcementWhat enforcement powers does the Central Bank have?Financial RegulationWhat is financial regulation and why does it matter?Financial Service ProviderHow can I be confident that my financial services provider is trustworthy?FundingHow does the Central Bank of Ireland fund itself?InvestigationHow does the Central Bank of Ireland supervise firms and investigate potential wrongdoing?Motor InsuranceDoes the Central Bank have any control over motor insurance prices?Our MissionWhat does the Central Bank of Ireland do?RegulationWhat does the phrase "regulated by the Central Bank of Ireland" mean?ResolutionWhat happens if a bank, investment firm or credit union fails?Role in EuropeWhat is the Central Bank of Ireland's role in Europe?SupervisionHow does the Central Bank supervise financial services providers?