Statement: 2025 EBA EU-wide and ECB stress test results

The European Banking Authority (EBA) have today published the outcome for banks that participated in the 2025 EBA EU-wide stress test. In addition, the ECB has also published high level information on the outcome of the parallel Single Supervisory Mechanism (SSM) stress test of banks directly supervised by the ECB but which were not included in EBA EU-wide stress test.

AIB Group plc, Bank of Ireland Group plc, Barclays Bank Ireland PLC, Citibank Holdings Ireland Limited plc and Bank of America Europe Designated Activity Company were subject to the EBA EU-wide stress test exercise. The results for the Irish banks are available at the following links:

View results for AIB Group plc (PDF 1.35MB)

View results for Bank of Ireland Group plc (PDF 1.1MB)

View results for Barclays Bank Ireland PLC (PDF 3.03MB)

View results for Citibank Holdings Ireland Limited (PDF 3.03MB)

View results for Bank of America Europe Designated Activity Company (PDF 3.03MB)

EBA press release and related materials

ECB Press Release and related materials and FAQ

The stress test is not a pass or fail exercise and no threshold is set to define the failure or success of banks for the purpose of the exercise. Instead, the findings of the stress test will inform the 2025 Supervisory Review and Evaluation Process for banks, which is conducted by Joint Supervisory Teams made up of staff at the European Central Bank and the Central Bank of Ireland.

Note

• The Irish banks participating in the EBA EU-wide stress test and the SSM stress test are subject to supervision by the European Central Bank via the Single Supervisory Mechanism (SSM). Key aims of supervision via the SSM are to ensure the safety and soundness of the European banking system and to increase financial integration and stability in Europe.