Legislation applicable to Payment Institutions Legislation relevant to the regulation of Payment Institutions is listed below. Where the links provided are to www.irishstatutebook.ie, users should note the disclaimer on the Irish Statute Book website. The following list is not exhaustive and is intended to serve as a guide only. Statutory Instruments S.I. No 6 of 2018 European Union (Payments Services) Regulations 2018 S.I. No. 255 of 2019 - European Union (Payments Services) (Amendment) Regulations 2019 S.I. No. 418 of 2021 - European Union (Payments Services) (Amendment) Regulations 2021 S.I. No. 174 of 2024 - European Union (Payment Services) (Amendment) Regulations 2024 S.I. No. 169 of 2025 - European Union (Payments Services) (Amendment) Regulations 2025 S.I. No. 482 of 2016 European Union (Payment Accounts) Regulations 2016 S.I. No. 550 of 2015 - EUROPEAN UNION (INTERCHANGE FEES FOR CARD-BASED PAYMENT TRANSACTIONS) REGULATIONS 2015 S.I. No. 292/2016 - European Union (Interchange Fees for Card-based Payment Transactions) (Amendment) Regulations 2016 S.I. No. 853/2004 - European Communities (Distance Marketing of Consumer Financial Services) Regulations 2004 S.I. No. 636 of 2023 - European Union (ACCESSIBILITY REQUIREMENTS OF PRODUCTS AND SERVICES) Regulations 2023 EU Directives Directive 2015/2366/ of the European Parliament and of the Council of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC and 2013/36/EU and Regulation (EU) No 1093/2010, and repealing Directive 2007/64/EC Directive 2014/92/EU DIRECTIVE 2014/92/EU OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 23 July 2014 on the comparability of fees related to payment accounts, payment account switching and access to payment accounts with basic features REGULATION (EU) 2015/751 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 29 April 2015 on interchange fees for card-based payment transactions Directive (EU) 2019/882 of the EUROPEAN PARLIAMENT AND OF THE COUNCIL of 17 April 2019 on the accessibility requirements for products and services Information on the relevant Guidelines/Regulatory Technical Standards are available on the European Banking Authority's (EBA) website for information.